Privacy Policy

Last Updated: October 8, 2025

This Privacy Policy describes how Anybudget ("we", "us", or "our") collects, uses, and protects your information when you use our mobile application ("App").

1. Information We Collect

1.1 Information You Provide

Account Information: Email address, name, and authentication credentials
Financial Data: Transaction records, budget information, categories, accounts, and spending patterns
User Settings: Preferences, notifications settings, and app configurations
Feedback: Any feedback, comments, or support requests you submit

1.2 Automatically Collected Information

Device Information: Device type, operating system, unique device identifiers
Usage Data: App features used, interaction patterns, and session duration
Log Data: Error logs, crash reports, and diagnostic information

2. How We Use Your Information

We use the collected information for the following purposes:

To provide and maintain the App's functionality
To process and store your financial data
To authenticate and secure your account
To send you notifications and updates
To analyze and improve the App's performance
To provide customer support
To detect and prevent technical issues or fraudulent activities
To comply with legal obligations

3. Data Storage and Security

Security Measures:

We use industry-standard encryption to protect data in transit and at rest
Access to personal data is restricted to authorized personnel only
We implement authentication and authorization mechanisms
Regular security assessments and updates are performed

Important: While we strive to protect your data, no method of transmission or storage is 100% secure. We cannot guarantee absolute security of your information.

4. Data Retention

We retain your personal information for as long as your account is active or as needed to provide you services. You may request deletion of your account and data at any time through the App settings.

5. Data Sharing and Disclosure

We do not sell your personal information. We may share your information only in the following circumstances:

Service Providers: With third-party service providers who assist in operating the App (e.g., cloud hosting, analytics)
Legal Requirements: When required by law, subpoena, or other legal process
Protection of Rights: To protect our rights, privacy, safety, or property, and that of our users
Business Transfer: In connection with a merger, acquisition, or sale of assets

6. Third-Party Services

The App may use third-party services that may collect information used to identify you, including:

Authentication Services: For secure login and account management
Cloud Storage: For data storage and backup
Analytics Services: To understand app usage and improve performance
Push Notification Services: To deliver notifications to your device

These third-party services have their own privacy policies. We encourage you to review them.

7. Your Rights and Choices

You have the following rights regarding your personal information:

Access: Request access to your personal data
Correction: Request correction of inaccurate data
Deletion: Request deletion of your account and data
Export: Request a copy of your data in a portable format
Opt-Out: Opt-out of promotional communications
Notification Control: Manage notification preferences in app settings

8. Children's Privacy

The App is not intended for users under the age of 13 (or the applicable age of consent in your jurisdiction). We do not knowingly collect personal information from children. If we become aware that we have collected data from a child without parental consent, we will take steps to delete that information.

9. International Data Transfers

Your information may be transferred to and processed in countries other than your country of residence. These countries may have different data protection laws. By using the App, you consent to the transfer of your information to these countries.

10. Cookies and Similar Technologies

The App may use cookies, local storage, and similar technologies to enhance user experience, maintain sessions, and analyze usage patterns.

11. Data Breach Notification

In the event of a data breach that affects your personal information, we will notify you and relevant authorities as required by applicable law.

12. Changes to This Privacy Policy

We may update this Privacy Policy from time to time. We will notify you of any material changes by updating the "Last Updated" date and, where appropriate, through in-app notifications or email. Your continued use of the App after changes constitutes acceptance of the updated Privacy Policy.

13. California Privacy Rights (CCPA)

If you are a California resident, you have additional rights under the California Consumer Privacy Act (CCPA):

Right to know what personal information is collected
Right to know if personal information is sold or disclosed
Right to say no to the sale of personal information
Right to access your personal information
Right to equal service and price

14. European Privacy Rights (GDPR)

If you are in the European Economic Area (EEA), you have rights under the General Data Protection Regulation (GDPR), including:

Right to access, rectification, and erasure
Right to data portability
Right to object to processing
Right to lodge a complaint with a supervisory authority

15. Contact Us

If you have any questions, concerns, or requests regarding this Privacy Policy or your personal data, please contact us through:

The App's support section
Email: [email protected]

16. Consent

By using the App, you consent to the collection, use, and processing of your information as described in this Privacy Policy.